TO: LINDA REICH, CITY MANAGER
FROM: TERRY DOYLE, DIRECTOR OF HUMAN RESOURCES/RISK MANAGEMENT
SUBJECT
title
California Intergovernmental Risk Authority (CIRA) Membership and Participation in the General Liability and Workers' Compensation Programs.
end
RECOMMENDATION
recommendation
Adopt Resolution No. 2025-027 approving the City of Chino's membership into CIRA and participation in the General Liability and Workers' Compensation Programs.
body
FISCAL IMPACT
Based on the City's loss experience, CIRA provided premium estimates of $1,569,784 for general liability with a $1,000,000 deductible and $362,351 for workers' compensation coverage with a $500,000 deductible. If the City Council approves membership into CIRA, these premiums will be included in the FY2025-26 Budget.
CITY OF CHINO MISSION / VISION / VALUES / STRATEGIC ISSUES
The recommendation detailed above further the City's values and strategic issues that serve as key pillars on which identified priorities, goals, and action plans are built, by fostering:
* Positive City Image
* Superior Customer Service
* Financial Stability
* Responsible Long-Range Planning
* Public Service Excellence through Internal and External Partnerships
Revenue:
Expenditure:
Transfer In:
Transfer Out:
BACKGROUND
The City of Chino currently has a self-insured program for workers' compensation and general liability coverage and purchases excess insurance coverage through Safety National. Under the workers' compensation program, the City has a deductible of $750,000 per claim for non-safety personnel and $1,000,000 per claim for safety personnel, with coverage provided up to the statutory limits required by law.
Under the general liability program, the City has a deductible of $5,000,000 per claim. Excess coverage includes both occurrence and aggregate limits of $25,000,000. If the City were to continue the same coverages for FY2025-26, the premiums are estimated to be $1,286,646 for general liability and $356,0...
Click here for full text